Consumers and Investors can also use this information to "Do It Themselves" AKA DIYso they won't have to go through all of the above, while saving all of the time, work, risk, and money financial advisors charge.
The spending you do within the first three months of opening your best travel credit card is your biggest and fastest free flights opportunity. Be sure to pick a card with an initial spending bonus requirement you can meet, but think outside the box on this one.
The biggest bonuses are attached to higher spending requirements. If your life is not in the high dollar category, get creative!
When I got my first card, two good friends let me charge their car repairs. I picked up the tab as often as possible when out with people, later using the pile of group cash to pay the credit card bill.
I kept my ears peeled for friends making high dollar purchases: Trip gear is a no brainer; check out this list for items you could buy now.
The Travel Sisters explain here. Plastiq charges a 2. This is the piece that often scares people away from getting their first travel credit card. They hear about someone who juggled ten wallets full of travel cards to go around the world eighty times for free, ducking out of annual fees at the last minute.
You can handle that. If you will use up the flights plural! Let me tell you what would be terrible: They call it travel hacking because you get the benefits without becoming a pawn of the system. The maze of rules will ensnare you and cause you to be the one funding all those free plane tickets if you actually try to use your credit card for credit.
I learned a hard lesson on that front. Learn to change your financial behavior. People swear by this book. Go buy the book and make time to read the first fifty pages this weekend. Go watch that 5 min video right now!
Compare your travel credit card balance and bank balance every day- like checking your email. You can probably even get balance alerts.Most of your electricity bill is the Heater you are running 6 hours a day.
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